Cash App Fee Calculator helps you quickly estimate transaction fees for sending, receiving, or depositing money with Cash App, so you know your costs instantly.
🇺🇸 Cash App Calculator
Fee & Profit Estimator (2024/25)A Cash App Fee Calculator is a digital utility tool designed to help users predict the exact cost of a transaction before they complete it. Because Cash App charges different rates depending on how you send money, receive money, or cash out, the fees can sometimes be confusing to calculate mentally.
These calculators are particularly useful for business owners who need to know their net profit, or for individuals trying to determine if paying for an “Instant Deposit” is worth the cost.
Based on the code you shared and standard Cash App policies, here is a breakdown of what these calculators track and why they are necessary.
Quick Summary
- Free Transactions: Sending money using a Debit Card, Bank Account, or Cash App Balance is always free for both Personal and Business accounts.
- Credit Card Fee: Sending money using a Credit Card always incurs a 3% fee regardless of account type.
- Receiving Money: Personal accounts receive money for free, whereas Business accounts are charged 2.75% on every payment received.
- Instant Deposits: Personal accounts pay a variable fee (0.5%–1.75%) with a $0.25 minimum, while the code indicates Business accounts get deposits (Standard & Instant) for free.
Cash App Fee Schedule
The following table details the specific rates found in the calculator logic:
| Account Type | Transaction Type | Method / Details | Fee Rate |
| Personal | Sending | Debit Card, Bank, or Balance | 0% (Free) |
| Personal | Sending | Credit Card | 3% |
| Personal | Receiving | Receiving Money | 0% (Free) |
| Personal | Deposit (Cash Out) | Standard Deposit (1-3 Days) | 0% (Free) |
| Personal | Deposit (Cash Out) | Instant Deposit | 0.5% – 1.75% (Minimum fee of $0.25) |
| Business | Sending | Debit Card, Bank, or Balance | 0% (Free) |
| Business | Sending | Credit Card | 3% |
| Business | Receiving | Receiving Money | 2.75% |
| Business | Deposit (Cash Out) | Standard & Instant Deposits | 0% (Free) |
FAQs
What are the Cash App fee for $1,000?
The fee depends on how you are using the money. Here is the breakdown for a $1,000 transaction: Sending via Credit Card: $30.00 fee. Receiving (Business Account): $27.50 fee (You keep $972.50). Instant Cash Out (at 1.75%): $17.50 fee. Standard Cash Out / Debit Card Send: $0.00 (Free).
What are the Cash App fee for $500?
Here is the cost breakdown for a $500 transaction: Sending via Credit Card: $15.00 fee. Receiving (Business Account): $13.75 fee (You keep $486.25). Instant Cash Out (at 1.75%): $8.75 fee. Instant Cash Out (at 0.5%): $2.50 fee.
What are the Cash App fee for $1,000?
For a $1,000 transaction, the fees depend on the action: Sending via Credit Card: $30.00 fee. Receiving (Business Account): $27.50 fee (You keep $972.50). Instant Cash Out: Between $5.00 (0.5%) and $17.50 (1.75%). Standard Cash Out: $0.00 (Free).
What are the Cash App fee for $500?
Here is the cost breakdown for a $500 transaction: Sending via Credit Card: $15.00 fee. Receiving (Business Account): $13.75 fee (You keep $486.25). Instant Cash Out: Between $2.50 (0.5%) and $8.75 (1.75%).
How much does Cash App charge for a $3,000 instant deposit?
For larger amounts like $3,000, the Instant Deposit fee is percentage-based: Minimum Fee (0.5%): $15.00. Maximum Fee (1.75%): $52.50. Standard Deposit (1-3 days): Free.
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Cash App Fee Calculator Jan Updated 2026
Cash App Fee Calculator helps you quickly estimate transaction fees for sending, receiving, or depositing money with Cash App, so you know your costs instantly.
Price Currency: USD
Application Category: Finance
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